Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
|
|||||
|
|
|
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Have you ever stopped to think about how your "mood"... Read More
The recommendations for military base closings have been released and... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
It is widely written that you need 75% of your... Read More
Car donations and used car donations are the way many... Read More
Commonly referred to as the first of the three major... Read More
The gas that we fill our tanks with every week... Read More
You've decided you want a bigger, better and more desirable... Read More
Today many women are struggling with debt and it's even... Read More
With prices increasing all the time, saving money can be... Read More
Would you be interested in freeing up 10% to 15%... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Recent security breaches at several credit card companies continue to... Read More
Debt levels are at an all time high in the... Read More
Despite how easy it is to balance a checkbook, very... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
The first step to financial success lies in knowing your... Read More
What is it about being frugal, why do it at... Read More
Ben Stein has a book called How to Ruin Your... Read More
Most of us, especially those of us who have debtor's... Read More
Everyone needs to maintain their lives. What I mean by... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
The cries are heard from the distance, "I need help... Read More
Would you know what to do if you suspect that... Read More
Have you ever stopped to think about how your "mood"... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
At a time when the entire world's attention is focused... Read More
1. If you have your haircut every 3 weeks, try... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
Are you having problems with debt? Are you afraid to... Read More
I have to admit, I do it too. I complain.... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
If you have a 401(k) account, it can be very... Read More
Despite how easy it is to balance a checkbook, very... Read More
Good money management needn't be difficult. In fact, there a... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
The judge had to ask the question, and we had... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Here are some tips that can help you save money... Read More
Just about everyone has a checking account. Checks present easy... Read More
Finding a stable and secure income that will come year... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
It is possible to eat a healthy, balanced diet without... Read More
Sticking to a budget can be difficult, but with so... Read More
Many don't realize that our basic utility bills provide the... Read More
Did you know that 43% of all married couples argue... Read More
1. Don't focus on your finances.The reason most people get... Read More
Personal Finance |