Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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What is finance and what do you need to know?... Read More
We all know that money doesn't grow on trees, but... Read More
1. Don't focus on your finances.The reason most people get... Read More
Did you know that 43% of all married couples argue... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
Are you interested in saving money off your grocery bills?... Read More
Christians are called to be good stewards of God's resources.... Read More
Of course, these don't have to be done in any... Read More
I've been sharing the following idea with people for a... Read More
There have been an estimated 9.9 million victims on America... Read More
Most of us, especially those of us who have debtor's... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Despite how easy it is to balance a checkbook, very... Read More
Millions of people give a lot of thought to financial... Read More
At a time when the entire world's attention is focused... Read More
Millions of people have a checking account and many people... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
Most Americans have been brought up to be concerned about... Read More
As a parent you are bound to face a few... Read More
Many don't realize that our basic utility bills provide the... Read More
When people speak about the increasing age expectancies, they generally... Read More
The first step to financial success lies in knowing your... Read More
While 40% to 50% of us make New Year's resolutions... Read More
Everyone needs to maintain their lives. What I mean by... Read More
If you want money you need to learn how to... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
So, you've made the decision to apply for a credit... Read More
Most consumers are aware of the importance of their credit... Read More
Here are some tips that can help you save money... Read More
Today I passed a thermometer at a bank that read... Read More
Each of us knows how to spend money, but do... Read More
1. If you have your haircut every 3 weeks, try... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
For most of us the process of getting out of... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
You have probably accomplished a great deal with your life.... Read More
Women have a love/hate relationship with money. Most of us... Read More
I've been going through and interesting growth period lately that... Read More
Investing is a subject a lot of people don't want... Read More
It's the little things in life that make it interesting.... Read More
If you've developed a household budget to get your spending... Read More
What is finance and what do you need to know?... Read More
Car donations and used car donations are the way many... Read More
Would you know what to do if you suspect that... Read More
For me, the most terrible time of each month is... Read More
Would you be interested in freeing up 10% to 15%... Read More
If you are the normal consumer, then you've probably experienced... Read More
Debt levels are at an all time high in the... Read More
Sticking to a budget can be difficult, but with so... Read More
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