Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
Finding a stable and secure income that will come year... Read More
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It is widely written that you need 75% of your... Read More
Whatever your reason for having a tight budget, the truth... Read More
1. If you have your haircut every 3 weeks, try... Read More
Here are some tips that can help you save money... Read More
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Saving for a Down Payment is hard work, so it's... Read More
Now that we are in the month of June I... Read More
You have probably accomplished a great deal with your life.... Read More
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My personal opinion is that in today's new economy, it... Read More
Recent findings from the Educational Policy Institute indicated that the... Read More
During the last twenty years, banks have offered a number... Read More
Saving may seem easier if you were saving for a... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
While 40% to 50% of us make New Year's resolutions... Read More
Many people spend their little income haphazardly without any planning... Read More
The gas that we fill our tanks with every week... Read More
Christians are called to be good stewards of God's resources.... Read More
I've been going through and interesting growth period lately that... Read More
It's the little things in life that make it interesting.... Read More
Your food budget is the most flexible area of your... Read More
I'm still amazed every time someone comes to me complaining... Read More
Between 15 - 20% of people in our country (UK)... Read More
Investing is a subject a lot of people don't want... Read More
You've decided you want a bigger, better and more desirable... Read More
Now there are ways to save money in the grocery... Read More
The judge had to ask the question, and we had... Read More
Can you really afford a house? If so, how much... Read More
With almost two thirds of university entrants from England and... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
Address labels are many things to many different people. If... Read More
As a parent you are bound to face a few... Read More
If you, like most people, have not seriously considered what... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
During the last twenty years, banks have offered a number... Read More
You have probably accomplished a great deal with your life.... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
If you are the normal consumer, then you've probably experienced... Read More
It is widely written that you need 75% of your... Read More
It is estimated that we, as consumers, waste an average... Read More
Most of us, especially those of us who have debtor's... Read More
Finding a stable and secure income that will come year... Read More
Would you know what to do if you suspect that... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Everyone needs to maintain their lives. What I mean by... Read More
Personal Finance |