Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Address labels are many things to many different people. If... Read More
Creating a budget can be a very difficult task. Although... Read More
For me, the most terrible time of each month is... Read More
My personal opinion is that in today's new economy, it... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
If you've been to a shopping mall lately, you've probably... Read More
Car donations and used car donations are the way many... Read More
It doesn't take much for you to get behind on... Read More
How many drawers did you have to look through to... Read More
If you, like most people, have not seriously considered what... Read More
Today I passed a thermometer at a bank that read... Read More
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Women have a love/hate relationship with money. Most of us... Read More
I've been sharing the following idea with people for a... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
The British government at the beginning of this year officially... Read More
The price of gas continues to climb, and with continued... Read More
Have you seen the recent article on a new "green"... Read More
There is a new bill that is being passes, it... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
Recently, many of these loyalty rewards programs have come to... Read More
It is estimated that we, as consumers, waste an average... Read More
Would you know what to do if you suspect that... Read More
During the last twenty years, banks have offered a number... Read More
What is it about being frugal, why do it at... Read More
My personal opinion is that in today's new economy, it... Read More
How many drawers did you have to look through to... Read More
There is a new bill that is being passes, it... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
The British government at the beginning of this year officially... Read More
The lists of bank and savings accounts that are available... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
If you are the normal consumer, then you've probably experienced... Read More
We all know that money doesn't grow on trees, but... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Did you have a piggy bank when you were a... Read More
Between 15 - 20% of people in our country (UK)... Read More
It is widely written that you need 75% of your... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
With interest rates being at an all-time low, I can... Read More
Before buying personal or business checks you should inform yourself... Read More
Of course, these don't have to be done in any... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Address labels are many things to many different people. If... Read More
Things are so expensive these days. We seem to be... Read More
To save on food, be an opportunist. Buy what you... Read More
Despite how easy it is to balance a checkbook, very... Read More
Are your financial muscles well toned and healthy or flabby... Read More
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