Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Now there are ways to save money in the grocery... Read More
Ben Stein has a book called How to Ruin Your... Read More
It doesn't take much for you to get behind on... Read More
If you, like most people, have not seriously considered what... Read More
Sorting out your personal finances can be a tricky and... Read More
Before buying personal or business checks you should inform yourself... Read More
One of the simplest ways to improve your professional image... Read More
It is possible to eat a healthy, balanced diet without... Read More
Well, dang! From what I've heard and read, it looks... Read More
The cries are heard from the distance, "I need help... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Many people spend their little income haphazardly without any planning... Read More
The price of gas continues to climb, and with continued... Read More
The Prudential has dubbed those who refuse to leave home... Read More
Things are so expensive these days. We seem to be... Read More
Have you seen the recent article on a new "green"... Read More
As a parent you are bound to face a few... Read More
The lists of bank and savings accounts that are available... Read More
It's the little things in life that make it interesting.... Read More
There have been an estimated 9.9 million victims on America... Read More
I have been a loyal user of Quicken(R) for more... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
When you received an energy (heating) bill last winter, were... Read More
Most of us, especially those of us who have debtor's... Read More
If you have a 401(k) account, it can be very... Read More
With the A-level results coming out, the long wait for... Read More
I have to admit, I do it too. I complain.... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Have you seen the recent article on a new "green"... Read More
During the last twenty years, banks have offered a number... Read More
Recent findings from the Educational Policy Institute indicated that the... Read More
**If it's Spam, it's a Scam!- If it sounds too... Read More
With the advent of the internet and especially auction services... Read More
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Investing is a subject a lot of people don't want... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
If you were to ask 100 women "What would you... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
Those who keep a watchful eye on where their money... Read More
To save on food, be an opportunist. Buy what you... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Sticking to a budget can be difficult, but with so... Read More
It doesn't take much for you to get behind on... Read More
I've been sharing the following idea with people for a... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
Now there are ways to save money in the grocery... Read More
Everyone needs to maintain their lives. What I mean by... Read More
We have heard a lot about consumers' personal information getting... Read More
With almost two thirds of university entrants from England and... Read More
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