Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Now there are ways to save money in the grocery... Read More
Despite how easy it is to balance a checkbook, very... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Would you be interested in freeing up 10% to 15%... Read More
My personal opinion is that in today's new economy, it... Read More
The gas that we fill our tanks with every week... Read More
The price of gas continues to climb, and with continued... Read More
Most consumers are aware of the importance of their credit... Read More
If you recently became a single parent and see your... Read More
It is possible to eat a healthy, balanced diet without... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Sticking to a budget can be difficult, but with so... Read More
Things are so expensive these days. We seem to be... Read More
Has anyone been to the gas pumps lately? Soon $3... Read More
Christians are called to be good stewards of God's resources.... Read More
I'm still amazed every time someone comes to me complaining... Read More
Millions of people give a lot of thought to financial... Read More
You no longer look at the pictures of homes cause... Read More
There have been an estimated 9.9 million victims on America... Read More
Are you having problems with debt? Are you afraid to... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
I have to admit, I do it too. I complain.... Read More
You should thoroughly consider your business needs when selecting a... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
Address labels are many things to many different people. If... Read More
If you want money you need to learn how to... Read More
1. Don't focus on your finances.The reason most people get... Read More
Here are some tips that can help you save money... Read More
Our global society has had a wake up call in... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
One of the simplest ways to improve your professional image... Read More
At a time when the entire world's attention is focused... Read More
Budgeting. It's a word we're all familiar with. Everyone knows... Read More
The recommendations for military base closings have been released and... Read More
Would you be interested in freeing up 10% to 15%... Read More
It is possible to eat a healthy, balanced diet without... Read More
Women have a love/hate relationship with money. Most of us... Read More
Your food budget is the most flexible area of your... Read More
Most consumers are aware of the importance of their credit... Read More
You should thoroughly consider your business needs when selecting a... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
Has anyone been to the gas pumps lately? Soon $3... Read More
Would you know what to do if you suspect that... Read More
It doesn't take much for you to get behind on... Read More
The judge had to ask the question, and we had... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
The lists of bank and savings accounts that are available... Read More
Saving for a Down Payment is hard work, so it's... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
With the advent of the internet and especially auction services... Read More
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