Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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For most of us the process of getting out of... Read More
**If it's Spam, it's a Scam!- If it sounds too... Read More
Next to our physical health most of us are primarily... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
The recommendations for military base closings have been released and... Read More
Developing and living by a household budget is by far... Read More
Creating a budget can be a very difficult task. Although... Read More
Each of us knows how to spend money, but do... Read More
This investment retirement account (IRA) is useful to you as... Read More
Millions of people have a checking account and many people... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Investing is a subject a lot of people don't want... Read More
If you recently became a single parent and see your... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
It doesn't take much for you to get behind on... Read More
I have been a loyal user of Quicken(R) for more... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
Many don't realize that our basic utility bills provide the... Read More
The price of gas continues to climb, and with continued... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
Now there are ways to save money in the grocery... Read More
Millions of people give a lot of thought to financial... Read More
Many people spend their little income haphazardly without any planning... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
Are your financial muscles well toned and healthy or flabby... Read More
If you want money you need to learn how to... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Between 15 - 20% of people in our country (UK)... Read More
Sticking to a budget can be difficult, but with so... Read More
Do you struggle from week to week trying to make... Read More
Creating a budget can be a very difficult task. Although... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
To save on food, be an opportunist. Buy what you... Read More
Next to our physical health most of us are primarily... Read More
Before buying personal or business checks you should inform yourself... Read More
The Check 21 Law is the new federal law for... Read More
Many people graduate from college owing thousands of dollars in... Read More
Investing is a subject a lot of people don't want... Read More
The judge had to ask the question, and we had... Read More
Now that we are in the month of June I... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
Finding a stable and secure income that will come year... Read More
The first step to financial success lies in knowing your... Read More
Now there are ways to save money in the grocery... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
My personal opinion is that in today's new economy, it... Read More
If you die without making a Will in the UK,... Read More
The Prudential has dubbed those who refuse to leave home... Read More
1. Don't focus on your finances.The reason most people get... Read More
As a parent you are bound to face a few... Read More
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