Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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This investment retirement account (IRA) is useful to you as... Read More
While 40% to 50% of us make New Year's resolutions... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
Now there are ways to save money in the grocery... Read More
Creating a budget can be a very difficult task. Although... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Of course, these don't have to be done in any... Read More
Our global society has had a wake up call in... Read More
Are you having problems with debt? Are you afraid to... Read More
Well, dang! From what I've heard and read, it looks... Read More
Saving money is not easy and is made more difficult... Read More
1. If you have your haircut every 3 weeks, try... Read More
Things are so expensive these days. We seem to be... Read More
Between 15 - 20% of people in our country (UK)... Read More
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Many don't realize that our basic utility bills provide the... Read More
With almost two thirds of university entrants from England and... Read More
What is finance and what do you need to know?... Read More
We all know that money doesn't grow on trees, but... Read More
Now that we are in the month of June I... Read More
When people speak about the increasing age expectancies, they generally... Read More
Developing and living by a household budget is by far... Read More
Before buying personal or business checks you should inform yourself... Read More
If you're like most people, your personal financial records are... Read More
We live in a crazy world. Someone ought to sell... Read More
We have heard a lot about consumers' personal information getting... Read More
If you have a 401(k) account, it can be very... Read More
Of course, these don't have to be done in any... Read More
It doesn't take much for you to get behind on... Read More
Have you seen the recent article on a new "green"... Read More
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Whatever your reason for having a tight budget, the truth... Read More
Recent findings from the Educational Policy Institute indicated that the... Read More
Do you struggle from week to week trying to make... Read More
The gas that we fill our tanks with every week... Read More
Millions of people give a lot of thought to financial... Read More
How many drawers did you have to look through to... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
It is widely written that you need 75% of your... Read More
There is a new bill that is being passes, it... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
If you're like most people, your personal financial records are... Read More
The judge had to ask the question, and we had... Read More
Between 15 - 20% of people in our country (UK)... Read More
Finding a stable and secure income that will come year... Read More
Commonly referred to as the first of the three major... Read More
If you've developed a household budget to get your spending... Read More
The first step to financial success lies in knowing your... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Personal Finance |