Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Good money management needn't be difficult. In fact, there a... Read More
If you've been to a shopping mall lately, you've probably... Read More
The British government at the beginning of this year officially... Read More
Today many women are struggling with debt and it's even... Read More
When people speak about the increasing age expectancies, they generally... Read More
Now there are ways to save money in the grocery... Read More
Can you really afford a house? If so, how much... Read More
Many don't realize that our basic utility bills provide the... Read More
I think most of us have at some point in... Read More
ID theft is a major consumer concern, though there is... Read More
It is possible to eat a healthy, balanced diet without... Read More
Future financial success is not a guarantee that any one... Read More
If you want money you need to learn how to... Read More
To save on food, be an opportunist. Buy what you... Read More
Car donations and used car donations are the way many... Read More
This investment retirement account (IRA) is useful to you as... Read More
The Prudential has dubbed those who refuse to leave home... Read More
I'm still amazed every time someone comes to me complaining... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
My personal opinion is that in today's new economy, it... Read More
It is crucial as an individual who is striving for... Read More
Did you have a piggy bank when you were a... Read More
You've decided you want a bigger, better and more desirable... Read More
If you are the normal consumer, then you've probably experienced... Read More
Investing is a subject a lot of people don't want... Read More
Did you know that 43% of all married couples argue... Read More
There have been an estimated 9.9 million victims on America... Read More
Now there are ways to save money in the grocery... Read More
Do you struggle from week to week trying to make... Read More
Have you ever stopped to think about how your "mood"... Read More
If you want money you need to learn how to... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Have you seen the recent article on a new "green"... Read More
For me, the most terrible time of each month is... Read More
So, you've made the decision to apply for a credit... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
The price of gas continues to climb, and with continued... Read More
To save on food, be an opportunist. Buy what you... Read More
Address labels are many things to many different people. If... Read More
Saving may seem easier if you were saving for a... Read More
You should thoroughly consider your business needs when selecting a... Read More
Australians, in general, constitute some of the worst savers in... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Recent security breaches at several credit card companies continue to... Read More
Sorting out your personal finances can be a tricky and... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
One universal of humanity, no matter who you are or... Read More
What is it about being frugal, why do it at... Read More
If you die without making a Will in the UK,... Read More
It doesn't take much for you to get behind on... Read More
Personal Finance |