Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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The Check 21 Law is the new federal law for... Read More
Most of us, especially those of us who have debtor's... Read More
Millions of people give a lot of thought to financial... Read More
Would you know what to do if you suspect that... Read More
Commonly referred to as the first of the three major... Read More
You have probably accomplished a great deal with your life.... Read More
1. Don't focus on your finances.The reason most people get... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Have you seen the recent article on a new "green"... Read More
If you've been to a shopping mall lately, you've probably... Read More
On the other hand, there are those people who are... Read More
Australians, in general, constitute some of the worst savers in... Read More
The recommendations for military base closings have been released and... Read More
I thought I was through with exams when I finished... Read More
How many drawers did you have to look through to... Read More
Next to our physical health most of us are primarily... Read More
If you were to ask 100 women "What would you... Read More
It is widely written that you need 75% of your... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
One universal of humanity, no matter who you are or... Read More
The British government at the beginning of this year officially... Read More
Whatever your reason for having a tight budget, the truth... Read More
Christians are called to be good stewards of God's resources.... Read More
Recent security breaches at several credit card companies continue to... Read More
Have you ever thought about what you are going to... Read More
It is crucial as an individual who is striving for... Read More
While 40% to 50% of us make New Year's resolutions... Read More
Good money management needn't be difficult. In fact, there a... Read More
You no longer look at the pictures of homes cause... Read More
Creating a budget can be a very difficult task. Although... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Would you be interested in freeing up 10% to 15%... Read More
The price of gas continues to climb, and with continued... Read More
Most consumers are aware of the importance of their credit... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Did you have a piggy bank when you were a... Read More
Commonly referred to as the first of the three major... Read More
This investment retirement account (IRA) is useful to you as... Read More
Have you seen the recent article on a new "green"... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
Are you having problems with debt? Are you afraid to... Read More
Ben Stein has a book called How to Ruin Your... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Your boss has just informed you that your department is... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Just about everyone has a checking account. Checks present easy... Read More
How many drawers did you have to look through to... Read More
Now that we are in the month of June I... Read More
I have to admit, I do it too. I complain.... Read More
My personal opinion is that in today's new economy, it... Read More
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