Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Sorting out your personal finances can be a tricky and... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
Your food budget is the most flexible area of your... Read More
I'm still amazed every time someone comes to me complaining... Read More
Investing is a subject a lot of people don't want... Read More
Good money management needn't be difficult. In fact, there a... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Saving for a Down Payment is hard work, so it's... Read More
Between 15 - 20% of people in our country (UK)... Read More
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Each of us knows how to spend money, but do... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
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Now that we are in the month of June I... Read More
The price of gas continues to climb, and with continued... Read More
I have been a loyal user of Quicken(R) for more... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
Whatever your reason for having a tight budget, the truth... Read More
Most Americans have been brought up to be concerned about... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Do you struggle from week to week trying to make... Read More
If you've developed a household budget to get your spending... Read More
Millions of people have a checking account and many people... Read More
It doesn't take much for you to get behind on... Read More
Whatever your reason for having a tight budget, the truth... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
I think most of us have at some point in... Read More
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Confused about whether you can contribute to a Roth IRA?... Read More
Recently, many of these loyalty rewards programs have come to... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
For me, the most terrible time of each month is... Read More
You no longer look at the pictures of homes cause... Read More
Ben Stein has a book called How to Ruin Your... Read More
With prices increasing all the time, saving money can be... Read More
The recommendations for military base closings have been released and... Read More
If you, like most people, have not seriously considered what... Read More
Women have a love/hate relationship with money. Most of us... Read More
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This investment retirement account (IRA) is useful to you as... Read More
If you've been to a shopping mall lately, you've probably... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Commonly referred to as the first of the three major... Read More
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Millions of people have a checking account and many people... Read More
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