Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Sticking to a budget can be difficult, but with so... Read More
I thought I was through with exams when I finished... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
If you're like most people, your personal financial records are... Read More
It is possible to eat a healthy, balanced diet without... Read More
This investment retirement account (IRA) is useful to you as... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
The British government at the beginning of this year officially... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Today I passed a thermometer at a bank that read... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
1. Don't focus on your finances.The reason most people get... Read More
Investing is a subject a lot of people don't want... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Would you be interested in freeing up 10% to 15%... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Women have a love/hate relationship with money. Most of us... Read More
Car donations and used car donations are the way many... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Most of us, especially those of us who have debtor's... Read More
I have been a loyal user of Quicken(R) for more... Read More
In this age of information, keeping track of your finances... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
Each of us knows how to spend money, but do... Read More
Here are some tips that can help you save money... Read More
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One of the biggest challenges facing black RELATIONSHIPS today are... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
Millions of people give a lot of thought to financial... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
With the advent of the internet and especially auction services... Read More
If you're like most people, your personal financial records are... Read More
Here are ten steps you can follow to help improve... Read More
Before buying personal or business checks you should inform yourself... Read More
It's the little things in life that make it interesting.... Read More
ID theft is a major consumer concern, though there is... Read More
The price of gas continues to climb, and with continued... Read More
Things are so expensive these days. We seem to be... Read More
To save on food, be an opportunist. Buy what you... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
The judge had to ask the question, and we had... Read More
It is crucial as an individual who is striving for... Read More
I'm still amazed every time someone comes to me complaining... Read More
There have been an estimated 9.9 million victims on America... Read More
Would you know what to do if you suspect that... Read More
Personal Finance |