Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Everyone needs to maintain their lives. What I mean by... Read More
Most Americans have been brought up to be concerned about... Read More
Between 15 - 20% of people in our country (UK)... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
Finding a stable and secure income that will come year... Read More
Despite how easy it is to balance a checkbook, very... Read More
Saving for a Down Payment is hard work, so it's... Read More
Sticking to a budget can be difficult, but with so... Read More
Developing and living by a household budget is by far... Read More
What is finance and what do you need to know?... Read More
If you recently became a single parent and see your... Read More
Your boss has just informed you that your department is... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
Have you ever wondered what it would be like to... Read More
Many people spend their little income haphazardly without any planning... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Well, dang! From what I've heard and read, it looks... Read More
One universal of humanity, no matter who you are or... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
Recent security breaches at several credit card companies continue to... Read More
As a parent you are bound to face a few... Read More
We live in a crazy world. Someone ought to sell... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
Car donations and used car donations are the way many... Read More
What is it about being frugal, why do it at... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
If you recently became a single parent and see your... Read More
Did you know that 43% of all married couples argue... Read More
If you're like most people, your personal financial records are... Read More
Today many women are struggling with debt and it's even... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
On the other hand, there are those people who are... Read More
Are you interested in saving money off your grocery bills?... Read More
Does it feel like you have to be Sherlock Holmes... Read More
Now that we are in the month of June I... Read More
Before buying personal or business checks you should inform yourself... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Are your financial muscles well toned and healthy or flabby... Read More
The British government at the beginning of this year officially... Read More
I've been going through and interesting growth period lately that... Read More
If you've been to a shopping mall lately, you've probably... Read More
Things are so expensive these days. We seem to be... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
Now there are ways to save money in the grocery... Read More
With prices increasing all the time, saving money can be... Read More
Personal Finance |