Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Everyone needs to maintain their lives. What I mean by... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
The first step to financial success lies in knowing your... Read More
Are you interested in saving money off your grocery bills?... Read More
The Check 21 Law is the new federal law for... Read More
Despite how easy it is to balance a checkbook, very... Read More
Are your financial muscles well toned and healthy or flabby... Read More
Are you having problems with debt? Are you afraid to... Read More
Ben Stein has a book called How to Ruin Your... Read More
It is widely written that you need 75% of your... Read More
If you've developed a household budget to get your spending... Read More
During the last twenty years, banks have offered a number... Read More
Our global society has had a wake up call in... Read More
I think most of us have at some point in... Read More
You no longer look at the pictures of homes cause... Read More
To save on food, be an opportunist. Buy what you... Read More
You should thoroughly consider your business needs when selecting a... Read More
It is estimated that we, as consumers, waste an average... Read More
Millions of people give a lot of thought to financial... Read More
What is finance and what do you need to know?... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
We all know that money doesn't grow on trees, but... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
For me, the most terrible time of each month is... Read More
It is possible to eat a healthy, balanced diet without... Read More
Are you having problems with debt? Are you afraid to... Read More
Did you have a piggy bank when you were a... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Now there are ways to save money in the grocery... Read More
It is possible to eat a healthy, balanced diet without... Read More
Well, dang! From what I've heard and read, it looks... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
The Check 21 Law is the new federal law for... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
As a parent you are bound to face a few... Read More
With the advent of the internet and especially auction services... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Can you really afford a house? If so, how much... Read More
What is it about being frugal, why do it at... Read More
If you are the normal consumer, then you've probably experienced... Read More
Investing is a subject a lot of people don't want... Read More
In this age of information, keeping track of your finances... Read More
If you were to ask 100 women "What would you... Read More
Have you ever stopped to think about how your "mood"... Read More
Your food budget is the most flexible area of your... Read More
We have heard a lot about consumers' personal information getting... Read More
My personal opinion is that in today's new economy, it... Read More
We live in a crazy world. Someone ought to sell... Read More
One of the simplest ways to improve your professional image... Read More
With the A-level results coming out, the long wait for... Read More
Personal Finance |