Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Sorting out your personal finances can be a tricky and... Read More
With prices increasing all the time, saving money can be... Read More
One universal of humanity, no matter who you are or... Read More
Whatever your reason for having a tight budget, the truth... Read More
The price of gas continues to climb, and with continued... Read More
At a time when the entire world's attention is focused... Read More
People haven't always written checks to buy goods and services.... Read More
The gas that we fill our tanks with every week... Read More
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Christians are called to be good stewards of God's resources.... Read More
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We live in a crazy world. Someone ought to sell... Read More
Well, dang! From what I've heard and read, it looks... Read More
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Many don't realize that our basic utility bills provide the... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
With almost two thirds of university entrants from England and... Read More
Your food budget is the most flexible area of your... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
If you're like most people, your personal financial records are... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
How many drawers did you have to look through to... Read More
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I've been going through and interesting growth period lately that... Read More
Next to our physical health most of us are primarily... Read More
Saving for a Down Payment is hard work, so it's... Read More
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The judge had to ask the question, and we had... Read More
Are you having problems with debt? Are you afraid to... Read More
Millions of people have a checking account and many people... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Christians are called to be good stewards of God's resources.... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Have you ever wondered what it would be like to... Read More
With the A-level results coming out, the long wait for... Read More
Debt levels are at an all time high in the... Read More
Have you seen the recent article on a new "green"... Read More
We have heard a lot about consumers' personal information getting... Read More
People haven't always written checks to buy goods and services.... Read More
If you were to ask 100 women "What would you... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
My personal opinion is that in today's new economy, it... Read More
If you are the normal consumer, then you've probably experienced... Read More
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What is finance and what do you need to know?... Read More
This investment retirement account (IRA) is useful to you as... Read More
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An avid cyclist and bike racing fan, I sit transfixed... Read More
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