Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
|
|||||
|
|
|
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
We all know that money doesn't grow on trees, but... Read More
Women have a love/hate relationship with money. Most of us... Read More
If you, like most people, have not seriously considered what... Read More
The judge had to ask the question, and we had... Read More
If you were to ask 100 women "What would you... Read More
When you received an energy (heating) bill last winter, were... Read More
If you recently became a single parent and see your... Read More
Most of us, especially those of us who have debtor's... Read More
How many drawers did you have to look through to... Read More
Would you know what to do if you suspect that... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
It is estimated that we, as consumers, waste an average... Read More
Between 15 - 20% of people in our country (UK)... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Of course, these don't have to be done in any... Read More
The Check 21 Law is the new federal law for... Read More
My personal opinion is that in today's new economy, it... Read More
There have been an estimated 9.9 million victims on America... Read More
Have you ever wondered what it would be like to... Read More
I have to admit, I do it too. I complain.... Read More
Do you struggle from week to week trying to make... Read More
With prices increasing all the time, saving money can be... Read More
One universal of humanity, no matter who you are or... Read More
If you've been to a shopping mall lately, you've probably... Read More
The gas that we fill our tanks with every week... Read More
With prices increasing all the time, saving money can be... Read More
If you've developed a household budget to get your spending... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
You have probably accomplished a great deal with your life.... Read More
Did you know that 43% of all married couples argue... Read More
If you were to ask 100 women "What would you... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Well, dang! From what I've heard and read, it looks... Read More
The British government at the beginning of this year officially... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
The price of gas continues to climb, and with continued... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
In this age of information, keeping track of your finances... Read More
It is estimated that we, as consumers, waste an average... Read More
Everyone needs to maintain their lives. What I mean by... Read More
For me, the most terrible time of each month is... Read More
On the other hand, there are those people who are... Read More
Saving money is not easy and is made more difficult... Read More
To save on food, be an opportunist. Buy what you... Read More
Millions of people give a lot of thought to financial... Read More
Have you ever wondered what it would be like to... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
You no longer look at the pictures of homes cause... Read More
Personal Finance |