Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Things are so expensive these days. We seem to be... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Millions of people give a lot of thought to financial... Read More
Christians are called to be good stewards of God's resources.... Read More
During the last twenty years, banks have offered a number... Read More
If you recently became a single parent and see your... Read More
It is widely written that you need 75% of your... Read More
Are your financial muscles well toned and healthy or flabby... Read More
1. If you have your haircut every 3 weeks, try... Read More
Australians, in general, constitute some of the worst savers in... Read More
I thought I was through with exams when I finished... Read More
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Before buying personal or business checks you should inform yourself... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
If you want money you need to learn how to... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Whatever your reason for having a tight budget, the truth... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
It doesn't take much for you to get behind on... Read More
There is a new bill that is being passes, it... Read More
Everyone needs to maintain their lives. What I mean by... Read More
Can you really afford a house? If so, how much... Read More
We live in a crazy world. Someone ought to sell... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
I thought I was through with exams when I finished... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
It is possible to eat a healthy, balanced diet without... Read More
Debt levels are at an all time high in the... Read More
If you, like most people, have not seriously considered what... Read More
Now that we are in the month of June I... Read More
It's the little things in life that make it interesting.... Read More
For me, the most terrible time of each month is... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
There have been an estimated 9.9 million victims on America... Read More
The gas that we fill our tanks with every week... Read More
If you die without making a Will in the UK,... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
During the last twenty years, banks have offered a number... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
Things are so expensive these days. We seem to be... Read More
At a time when the entire world's attention is focused... Read More
Recent security breaches at several credit card companies continue to... Read More
Each of us knows how to spend money, but do... Read More
Saving money is not easy and is made more difficult... Read More
Saving for a Down Payment is hard work, so it's... Read More
Personal Finance |