Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:

More than 1,000 birds died at a lake in Southern California earlier this month, state wildlife officials announced Tuesday.
Newly declassified documents from the Pentagon reveal the Department of Defense funded projects that investigated UFOs, wormholes, alternate dimensions and a host of other subjects that are often the topics of conspiracy theorists.
CAIRO (AP) — Egypt says archaeologists have uncovered ancient tombs dating back to the Second Intermediate Period, 1782-1570 B.C., in the Nile Delta.
After a decade, the restoration of the tomb of King Tutankhamun in Egypt has finally been restored, a project described as a "must-see" attraction.
Archaeologists have discovered a rare death mask on a beach in Florida, a sign that more treasures may be nearby.
Over the past two weeks, numerous media reports have claimed that a team led by archaeologist Zahi Hawass is on the verge of discovering the tomb of Mark Antony and Cleopatra VII at a site in Egypt called "Taposiris Magna."
Archaeologists in Scotland have revealed that a stone circle thought to be thousands of years old is actually a modern replica.
High levels of cocaine are causing some eels in London's famous River Thames to be "hyperactive," new research by King's College London shows.
The tiny, immortal hydra is a freshwater animal that can regenerate an entirely new animal from just the tiniest sliver of its body.
A man was getting ready to do his "business" on Saturday morning when he was startled by a large carpet python peaking its head out of the toilet.
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Budgeting: A Tough Love Way to Handle Your Household Budget

Developing and living by a household budget is by far... Read More

10 Steps To Improve Your Financial Situation

Here are ten steps you can follow to help improve... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in... Read More

Help With My Annuity

The cries are heard from the distance, "I need help... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be... Read More

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail

Budgeting. It's a word we're all familiar with. Everyone knows... Read More

Check Facts and Figures

Are you a check fanatic? Don't worry, you aren't alone.... Read More

Planning Ahead with Your Finances

If you, like most people, have not seriously considered what... Read More

Chex Systems ? Why Every American Needs To Guard His Checking Account With His Life

Most Americans have been brought up to be concerned about... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or... Read More

Are You Ready To Be Fired?

Your boss has just informed you that your department is... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

Car Donations and Used Car Donations

Car donations and used car donations are the way many... Read More

Should You Borrow From Your 401(k) Account?

If you have a 401(k) account, it can be very... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a... Read More

How To Reap The Rewards With Rewards Programs

Recently, many of these loyalty rewards programs have come to... Read More

Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the... Read More

How to Obtain a Non ChexSystems Bank Account Without Being Scammed

Predatory lending exists in the mortgage industry. It's typically when... Read More

Eight Ways To Sink Yourself Financially

1. Don't focus on your finances.The reason most people get... Read More

How to Choose Wisely a Credit Card

So, you've made the decision to apply for a credit... Read More

Ways to Save Energy and Slash Electricity Bills

1. Lighting & Light Bulbs Install low energy light... Read More

What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

Kundalini Lessons - Money

I've been going through and interesting growth period lately that... Read More

Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably... Read More