Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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This investment retirement account (IRA) is useful to you as... Read More
I'm still amazed every time someone comes to me complaining... Read More
Car donations and used car donations are the way many... Read More
The lists of bank and savings accounts that are available... Read More
If you've developed a household budget to get your spending... Read More
If you were to ask 100 women "What would you... Read More
What is it about being frugal, why do it at... Read More
The judge had to ask the question, and we had... Read More
It doesn't take much for you to get behind on... Read More
We all know that money doesn't grow on trees, but... Read More
Most of us, especially those of us who have debtor's... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
Did you know that 43% of all married couples argue... Read More
Sticking to a budget can be difficult, but with so... Read More
Today many women are struggling with debt and it's even... Read More
If you have a 401(k) account, it can be very... Read More
Now there are ways to save money in the grocery... Read More
With prices increasing all the time, saving money can be... Read More
Many people graduate from college owing thousands of dollars in... Read More
Whatever your reason for having a tight budget, the truth... Read More
Between 15 - 20% of people in our country (UK)... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
The cries are heard from the distance, "I need help... Read More
I've been going through and interesting growth period lately that... Read More
With the advent of the internet and especially auction services... Read More
Identity theft is a serious crime that continues to grow.... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
To save on food, be an opportunist. Buy what you... Read More
When people speak about the increasing age expectancies, they generally... Read More
Your boss has just informed you that your department is... Read More
Did you have a piggy bank when you were a... Read More
Despite how easy it is to balance a checkbook, very... Read More
For me, the most terrible time of each month is... Read More
My personal opinion is that in today's new economy, it... Read More
Many people spend their little income haphazardly without any planning... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Have you ever stopped to think about how your "mood"... Read More
If you're like most people, your personal financial records are... Read More
As a parent you are bound to face a few... Read More
If you were to ask 100 women "What would you... Read More
Today I passed a thermometer at a bank that read... Read More
Here are some tips that can help you save money... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
If you are the normal consumer, then you've probably experienced... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
You have probably accomplished a great deal with your life.... Read More
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It is widely written that you need 75% of your... Read More
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