Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:

Last week, marine experts at Seaside Aquarium fielded a call about a bizarre sea creature found buried in the sand at a beach in Long Beach, Washington.
Two Bronze Age women — one likely a teenage priestess — probably didn't travel far and wide across Europe, as previous research suggested, but instead were real homebodies who likely never left what is now modern-day Denmark, a new study finds.
It's the moment warm weather fans have been waiting for: the first day of spring has officially arrived in the Northern Hemisphere.
Dinosaurs and alligators may both be reptiles, but the similarities were thought to be few and far between. Dinosaurs are commonly thought to have been warm-blooded, while alligators are cold-blooded, meaning they can not regulate their own body temperatures. Now, a new study suggests that both dinosaurs and animals have more in common than previously thought – their ability to hear.
Rep. Alexandria Ocasio-Cortez, while selling her "Green New Deal", said that the world will end in 12 years if nothing is done to address climate change.
Formula One champion Lewis Hamilton repeated a long-held conspiracy theory during a visit to NASA's Johnson Space Center in Houston last week.  
For some creatures, the magnetic field that hugs our planet serves as a compass for navigation or orientation.
An astronomer at Columbia University has a new guess about how hypothetical alien civilizations might be invisibly navigating our galaxy: Firing lasers at binary black holes (twin black holes that orbit each other).
Skygazers are set for a treat this week when the third and final supermoon of the year occurs.
Four human herpes viruses have been found to reactivate in astronauts on Space Shuttle and International Space Station missions, according to new research by NASA.
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Credit Card Debt ? Watch Your Credit Report and Your Bill

Most consumers are aware of the importance of their credit... Read More

10 Money-Saving Tips

1. If you have your haircut every 3 weeks, try... Read More

What Are We Teaching our 2005 Graduates about Money?

Now that we are in the month of June I... Read More

Creating A Household Budget

Creating a budget can be a very difficult task. Although... Read More

Bankruptcy Laws Get Tougher - More Expensive

If you've been thinking about filing for bankruptcy, your best... Read More

Tips To Save Money At The Supermarket

Are you interested in saving money off your grocery bills?... Read More

One Income Source Is Not Enough!

My personal opinion is that in today's new economy, it... Read More

Make or Break Your Retirement!

The Prudential has dubbed those who refuse to leave home... Read More

Five Secrets for Long-term Financial Success

Future financial success is not a guarantee that any one... Read More

Budgeting Before Buying

With interest rates being at an all-time low, I can... Read More

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes... Read More

Resources to Help You Learn About and Protect Yourself from Identity Theft

There is a new bill that is being passes, it... Read More

The Origins of Check Writing

People haven't always written checks to buy goods and services.... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or... Read More

Reduce College Debt with Scholarships

Six Scholarship judges were sitting around an oval table. Forms... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning... Read More

Financing Collectibles for Fun and Profit

With the advent of the internet and especially auction services... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

Car Donations and Used Car Donations

Car donations and used car donations are the way many... Read More

Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the... Read More

How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very... Read More

Developing a budget? Watch out for Those Budget-Bursting Gremlins

If you've developed a household budget to get your spending... Read More

The Joys of Address Labels

Address labels are many things to many different people. If... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your... Read More