Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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To save on food, be an opportunist. Buy what you... Read More
If you have a 401(k) account, it can be very... Read More
Despite how easy it is to balance a checkbook, very... Read More
Identity theft is a serious crime that continues to grow.... Read More
I think most of us have at some point in... Read More
Future financial success is not a guarantee that any one... Read More
If you are the normal consumer, then you've probably experienced... Read More
Good money management needn't be difficult. In fact, there a... Read More
If you, like most people, have not seriously considered what... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
What is finance and what do you need to know?... Read More
Everyone needs to maintain their lives. What I mean by... Read More
The first step to financial success lies in knowing your... Read More
It is widely written that you need 75% of your... Read More
Did you have a piggy bank when you were a... Read More
Are you having problems with debt? Are you afraid to... Read More
Have you ever thought about what you are going to... Read More
It is possible to eat a healthy, balanced diet without... Read More
Most consumers are aware of the importance of their credit... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
The lists of bank and savings accounts that are available... Read More
Have you ever stopped to think about how your "mood"... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
It is estimated that we, as consumers, waste an average... Read More
Women have a love/hate relationship with money. Most of us... Read More
Today many women are struggling with debt and it's even... Read More
Each of us knows how to spend money, but do... Read More
Most of us, especially those of us who have debtor's... Read More
Despite how easy it is to balance a checkbook, very... Read More
If you have a 401(k) account, it can be very... Read More
Creating a budget can be a very difficult task. Although... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Saving may seem easier if you were saving for a... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
If you've developed a household budget to get your spending... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
We have heard a lot about consumers' personal information getting... Read More
The price of gas continues to climb, and with continued... Read More
Now that we are in the month of June I... Read More
On the other hand, there are those people who are... Read More
Are you interested in saving money off your grocery bills?... Read More
What is it about being frugal, why do it at... Read More
I think most of us have at some point in... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Well, dang! From what I've heard and read, it looks... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
Has anyone been to the gas pumps lately? Soon $3... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
The Prudential has dubbed those who refuse to leave home... Read More
Personal Finance |