If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children, you will do well to read David Chilton's book 'The Wealthy Barber'.
It will not matter if you have never heard of a mutual fund or even balanced your checkbook. If dry financial reading is not up your alley, you will STILL find 'the Wealthy Barber' easy reading. It will have you fluent in financial planning in weeks.
The key to David Chilton's success with his book is that it is written as a story, rather than a manual. You follow three 30ish individuals as they build their financial houses from scratch. They get their information from one of the most knowledgeable and financially secure individuals in town - the barber.
The gem of this story lies in the fact that the barber shows how income is not the biggest factor in planning for financial prosperity - proper planning is. And you can have your own finances in order by reading and applying the tasks he assigns his 'students' while they visit for their monthly trim.
'The Wealthy Barber' has been favorably commented on by newspapers and financial reviewers because it does not stress budget or a reduced standard of living. It is these steps which often sabotage the best intentions of individuals. The sooner the methods are applied, the easier it will be to see their effects while maintaining your lifestyle, but it is always better to start now than not start at all.
'The Globe and Mail' calls 'The Wealthy Barber' "...a perfect gift for young couples trying to live comfortably and save money in an increasingly tough world". Is that not a gift worth receiving?
'The Wealthy Barber' will show you how to plan for your retirement, save for large purchases or future needs, invest, protect your family and avoid being victimized by financial blunders by exposing some financial products and services which you may not need, but are sure to be sold.
Although the story is set in a Canadian town, the general methods and training provide a valuable education in personal financial planning.
Having a clear understanding of your financial situation and preparing a plan is no longer a mystery. Although some decisions require the guidance of an expert, arming yourself with the right questions and basic knowledge will ensure your best financial outcome.
In today's world financial education is often sorely lacking. Taking steps to educate yourself, and pass that education on to your children will protect your family and provide an abundance whether you are current millionaires or not.
http://www.mydebtfreespace.com
This website is dedicated to the education of finances. With latest news and articles updated daily.
Despite how easy it is to balance a checkbook, very... Read More
The Prudential has dubbed those who refuse to leave home... Read More
The price of gas continues to climb, and with continued... Read More
ID theft is a major consumer concern, though there is... Read More
The recommendations for military base closings have been released and... Read More
Sticking to a budget can be difficult, but with so... Read More
Do you struggle from week to week trying to make... Read More
Good money management needn't be difficult. In fact, there a... Read More
Many people spend their little income haphazardly without any planning... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
Your boss has just informed you that your department is... Read More
If you have a 401(k) account, it can be very... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
When you received an energy (heating) bill last winter, were... Read More
For me, the most terrible time of each month is... Read More
You no longer look at the pictures of homes cause... Read More
Your food budget is the most flexible area of your... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
Ever wonder where address labels come from? Avery? is perhaps... Read More
Have you ever stopped to think about how your "mood"... Read More
There have been an estimated 9.9 million victims on America... Read More
It doesn't take much for you to get behind on... Read More
We all know that money doesn't grow on trees, but... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
Millions of people have a checking account and many people... Read More
after renovation cleaning Highland Park ..Have you ever stopped to think about how your "mood"... Read More
Many people graduate from college owing thousands of dollars in... Read More
Now there are ways to save money in the grocery... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
Has anyone been to the gas pumps lately? Soon $3... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
It is widely written that you need 75% of your... Read More
Address labels are many things to many different people. If... Read More
So, you've made the decision to apply for a credit... Read More
If you, like most people, have not seriously considered what... Read More
With the advent of the internet and especially auction services... Read More
I have been a loyal user of Quicken(R) for more... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
For most of us the process of getting out of... Read More
Have you seen the recent article on a new "green"... Read More
Have you ever thought about what you are going to... Read More
There is a new bill that is being passes, it... Read More
Your food budget is the most flexible area of your... Read More
One universal of humanity, no matter who you are or... Read More
It's the little things in life that make it interesting.... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Would you know what to do if you suspect that... Read More
Most of us, especially those of us who have debtor's... Read More
Does it feel like you have to be Sherlock Holmes... Read More
To save on food, be an opportunist. Buy what you... Read More
Personal Finance |