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Should You Buy Dog Health Insurance?

Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:

Dog health insurance saves you money. As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?

Dog Health Insurance: Quick Cost Facts

Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles. Pet insurance premiums depend on the breed of your dog and the type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after the first policy.

Dog health insurance deductibles can vary as well. The average annual deductible is about $100. You may choose among different coverage plans which are based on your dog's age, breed, and pre-existing medical conditions. Some policies even consider the dog's lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.

Health Insurance for Dogs: Quick Coverage Facts

Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.

Dog insurance coverage for emergencies begins immediately on most new dog health plans, with a 30-day waiting period for illness and other claims.

Your dog's age can affect your dog's health insurance coverage. Typically, policies begin veterinary healthcare coverage when the dog is 6 to 8 weeks old, although some will start when the dog is younger. Similarly, some dog health insurance companies only will cover dogs under 8 years old unless the animal was already insured with them before turning 8.

Many dog health insurers will not cover your pet if she has a preexisting condition or a terminal illness. Some will insure the dog only if the condition is controlled or stable, usually for 6 months.

With all these options, it is important you check out the various dog health insurance companies, their pet insurance policies and corresponding dog healthcare plans.

In short, if you care about your dog, you should care about his health. If you care about your wallet, you should care about your dog's health insurance coverage, too.

If you love dogs and puppies, visit I-Love-Dogs.com now! You can get, free dog email, send a free dog postcard, learn about the different dog breeds and so much more!

In The News:

Over the past few days, several media outlets have reported on a centuries-old claim that the Ark of the Covenant — which allegedly held tablets recording the Ten Commandments — is inside a church in Aksum, Ethiopia, called the Church of Our Lady Mary of Zion, and that only the "guardian" of the ark is allowed to see it.
The adorable red male hit the headlines in 2015 when photos of his muscly body and enormous biceps circulated online.
The Columbus Zoo in Ohio has officially added a new member to its animal kingdom: An Asian elephant, which was born early Thursday morning.
Wisdom, the oldest known wild bird in the world, recently laid an egg at age 68.
A manatee was found dead near a drainage area in South Carolina this week, an unusual occurrence as these sea creatures typically migrate south in the search for warmer water during the winter.
NASA's InSight Mars Lander made history when it touched down on the Red Planet in late November — the eighth successful landing on Mars since 1976.
China has launched a ground-breaking mission to land an unmanned spacecraft on the far side of the Moon.
Archaeologists in Israel have uncovered a trove of rare gold coins and a 900-year-old gold earring at the site of a Crusader massacre.
Tonks, the aye-aye, was recently born at the Denver Zoo and while her appearance may be ghastly, it's a win for biologists trying to save the species.
A huge gopher tortoise that was recently admitted to a wildlife clinic in Florida may have broken the state record for size.

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