Drug testing

Is Pet Insurance Worth It?

Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.

Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!

The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.

Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.

With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.

http://www.thepetman.com

In The News:

Longtime wildlife biologist Jim Ozier unties and then boards a small boat on Lake Jackson, an hour south of Atlanta.
The remains of two Civil War soldiers have been discovered in a surgeon’s burial pit at Manassas National Battlefield Park in Virginia.
The famous ancient site at Stonehenge may have been built using Greek philosopher Pythagoras’ famous theorem two millennia before the mathematical equation was developed, experts say.
If you live in the Northern Hemisphere, rejoice! The summer season officially kicks off on Thursday, thanks to the summer solstice.
The University of California, Riverside, explained Monday in a news release that the moniker “honors President Barack Obama’s passion for science.”
When one of the ocean's top predators washes up dead on a beach, it's likely that something fishy must have happened. On Sunday (June 17), beachgoers found a juvenile male great white shark (Carcharodon carcharias), weighing 500 pounds (225 kilograms), and reaching 8 feet (2.4 meter) long on Beer Can Beach in Aptos, California, near Santa Cruz, reported KION.
If a giant wave of plastic garbage washing up our shores seems like the stuff of science fiction, think again.
T. rex may have been a highly successful predator, but it would have been terrible at licking stamps, lollipops or popsicles, thanks to a tongue that was likely fixed to the bottom of its mouth.
A small space rock crashed into Mars recently, and NASA has captured an amazing view of its crater grave site, as well as the trail from an avalanche triggered by the impact.
New research suggests that a newly-discovered 'structure' in the San Andreas fault line could result in a massive earthquake, often referred to as the "big one."

Ear Mites in Dogs: Quite Earritating

Does your dog have that sheepish look? It could be... Read More

What to Do When Your Puppy Dog Is Chewing Everything In Sight

A puppy wanting to chew makes you want to scream!... Read More

How To Keep Your Cat Happy and Healthy - Playtime for Kitty

While dogs tend to get lots of exercise, cats are... Read More

Which Of These Horse Catching Mistakes Do You Make?

The other day, I was invited to see my friend's... Read More

Why Crate Train My Dog?

A few years ago, before I decided to stay home... Read More

Dogtra: Superior Dog Training Equipment that Performs as it Claims

DogtraWhen looking for a dog training collar or containment system,... Read More

Christmas Gifts For Cat Lovers

The act of offering Christmas gifts is always enhanced if... Read More

Introduce Your Puppy To New Situations And Ensure Good Behaviour For The Rest Of Her Life

They may seem to be bold explorers - sniffing at... Read More

Cleft Palate In Dogs

Sometimes puppies are born that can't suckle properly, and it's... Read More

Attacking the Pit Bull Problem in Los Angeles-MuttShack Animal Rescue Launches Grassroots Campaign

Twenty-six percent of the dogs at the six Los Angeles... Read More

What You Should Know About Your Dog And Frustration

Because your dog lives with humans, he's going to have... Read More

How To Use Horse Training Thinking To Solve Dang Near Any Problem With A Horse

Horse training can be a relatively mysterious subject to people... Read More

BARF Diet For Dogs - Not As Gross As It Sounds!

Are you just starting to research the BARF diet for... Read More

Preparing For Your New Dog - What You Need to Know Before He Comes Home

Preparing yourself and your household before, during, and after your... Read More

Essential Fatty Acids for Parrots

You may be hearing more talk these days about "Essential... Read More

First Aid for Felines - How to Keep Your Car Safe from Harm

Cats are known for their curious and adventurous nature. Curiosity... Read More

Westies Dogs and Your Children

Almost without exception, breeders will advertise that their favorite terrier,... Read More

If You Want a Friend, Get a Dog!

Carl Icahn, the hostile takeover master who was THE original... Read More

How to Choose a Pet

Did you know that pets outnumber people in the United... Read More

Tips for Finding the Perfect Family Dog

If your kids have been begging you to get a... Read More

Problem Barking-What to Do When Your Dogs Barking is The Neighborhood Nuisance

Puppies and dogs, as mentioned, are social creatures. When they... Read More

Canine Communication and Body Language

A couple of years ago a Japanese electronics company came... Read More

Dog Training Collars: Teaching Your Dog Basic Obedience and Breaking Bad Habits

Dog Training CollarsHaving a pet means having to provide for... Read More

Tips For Dog Toys

Toys are fun both for our dogs and us. Lucky... Read More

Owning a Wild or Exotic Cat; Information, Laws, and Advice

Have you ever dreamed of living with a bobcat or... Read More

induction tunnel induction self-ballasted Pete's produce ..