taxi from O'Hare Munster limo Chicago New Lenox Cadillac Escalade SUV rentals Melrose Park Cadillac Deville rentals Streamwood Barrington Hills town car ride to ohare .. Drug testing

Help With My Annuity

The cries are heard from the distance, "I need help with my annuities." Nothing has changed...just a lonely senior who can't trust anybody with her annuity because every time she asks for advice, someone tries to make her invest in a different annuity...Sound familiar? Well you are not alone.

Often times when speaking to a senior about their annuities, I ask them their biggest complaint. Time and time again they say that it is hard to find someone who can help them with their annuity without trying to sell them another one. It is not uncommon. The truth of the matter is, many annuity agents are not out to help the client, but to help themselves (I am sure you are not surprised). They want to make the "fast buck" without regards for the client's needs or investment objectives. The unfortunate part is that, this isn't going to change.

Honest help with an annuity is hard to find. Insurance agents don't get paid for their time, they usually only get paid for making a sale. So it's no wonder why they always recommend another annuity. I once visited someone who needed help with an annuity that an agent "talked him into." The problem was, in order to get into this annuity, the agent talked him into surrendering his old annuity and paying a $13,000 surrender charge to do so-AND THE ANNUITY HE PUT HIM INTO WAS WORSE THAN THE ANNUITY HE GOT HIM OUT OF...When I asked him why he called the other salesperson in the first place, he told me he just needed to make a small withdrawal from his annuity and didn't know how...And the agent tricked him into switching it into another annuity and paying a huge surrender charge which he could never recover due to his age...Fortunately it wasn't too late and we were able to reverse his transaction.

However, good help is hard to find. There is no doubt. This may come as no surprise but my recommendation to anyone who needs help is to first purchase the book "Annuities: The Shocking Truths Revealed." Sure, I wrote it and sure I have a vested interest in saying that, but at least it talks about annuities in a way that anyone can understand them. And at least it points out all the things people who own annuities or are looking for annuities need to be careful of. Most importantly, it points out the dirty little secrets that agents never tell you about annuities.

The bottom line is this. If you need help with your annuity, you need to be vigilant. Many agents are out there for their own good and you must be aware of this. Utilize your resources and learn the right questions to ask your agent before making a decision (Also found in the book). Sure, you may just give up and never get help but the worst decision is no decision. Help with your annuity is hard to find, but not impossible...that's why I wrote the book!!! Good luck and remember...

Ignorance is not bliss...

Tony Bahu is also the author of the controversial document, 'Annuities: The Shocking Truths Revealed', which reveals the secrets that the banks and insurance companies don't want you to know. For more information visit http://www.annuitymd.com

limousine chicago service

In The News:

If you're not lucky enough to live in the path of the May 20 "ring of fire" solar eclipse, you can still watch the spectacular event online.

If you plan it right, you could rent out your home on the Internet -- and use the money to take a free vacation of your own. These three websites will help you roll out the welcome mat.

Facebook founder and CEO Mark Zuckerberg updated his status to "married" on Saturday.

A new app launched this weekend that will scan the faces of patrons in 25 bars across the city to determine their ages and genders. Would-be customers can then check their smartphones for real-time updates on the crowd size, average age and male-to-female mix to decide whether the scene is to their liking.

An oil company exploration crew's chance discovery of a 200-year-old shipwreck in a little-charted stretch of the Gulf of Mexico is yielding a trove of new information to scientists who say it's one of the most well-preserved old wrecks ever found in the Gulf.

They say patience is a virtue, but like temperance and chastity, it’s not much fun. Unfortunately, if you want to reach a state of true techstasy, you may need to repress your desire to buy a new gadget today and wait for the next version to come out.

Taxes, dental exams, cellphone contracts — things you hate but can't avoid. Actually, you can skip the last one. With prices on smartphones dropping and plenty of used smartphones for sale, BYOD — bring your own device — is now an option.

A turtle the size of a small car once roamed what is now South America 60 million years ago, suggests its fossilized remains.

A new private supply ship for the International Space Station remained stuck on the ground Saturday after rocket engine trouble led to a last-second abort of the historic flight.

A private spacecraft stands ready to launch on a historic first visit to the International Space Station early Saturday morning.

A new generation of super rich, super young tech entrepreneurs is upon us. And while some are barely old enough to rent a car, most could -- if they really wanted to -- buy a small island nation instead.

The small town of Monmouth in Wales (population: 8,807, according to Wikipedia) will become the world’s first “Wikipedia town” on Saturday, May, 19, Monmouth county officials said on Thursday. Every person, place, and thing of interest in the town can now be scanned by a smartphone and looked up on Monmouthpedia.

The 16th Annual Webby Award winners have been released, honoring websites, interactive advertising, online film & video, as well as apps.

Summer's almost here and that means kids will have a lot of time on their hands to surf the Internet. So you may be concerned about what they'll be looking at online. Fortunately most web browsers like Safari, Chrome, Firefox and Internet Explorer have easy to use privacy settings.

Apple was sued in March by a New York man who alleges that Apple’s Siri commercials are misleading and deceptive. Apple’s recommendation to Fazio: buy a different phone.

A new NASA survey has pinned down the number of asteroids that could pose a collision threat to Earth in what scientists say is the best estimate yet of the potentially dangerous space rocks.

Tech geeks across the Facebook empire celebrated the company’s IPO and their newfound millions by slugging back energy drinks at all-night code-writing parties.

Just two weeks after the huge "supermoon" wowed skywatchers around the world, the heavens will offer up another observing treat — a solar eclipse on May 20 that should be visible from much of western North America.

NASA has given SpaceX $381 million to develop a private rocket to replace the space shuttle -- and that’s just the tip of the money iceberg. The space agency plans multiple future grants ranging up to half a billion in the next year and a half. Is the $4.9 billion program worth it?

More than 900 million people worldwide check their Facebook accounts at least once a month, but millions more are Facebook holdouts.

Help With My Annuity

Personal Finance Personal Finance